You’ve chosen your new credit card, you’re paying off the bill in full each month, and you are generally rocking your responsibility as a credit card owner. Good job! I’m proud of you. Credit cards are sort of a wild beast though. Let’s talk about some of the credit card basics we all should know […]
Author: Kara
Here are 4 Things You Tend to Forget to Include When Budgeting
Budgeting is an important part of planning your financial future. While this may seem easy for some people, there are essential things we tend to take for granted. The best way to start proper budgeting is to have a good idea of your spending habit. Take a month or two to understand it by tracking […]
What Can You Do with a Masters in Social Work – the Top In-Demand Jobs Available Right Now
As you look to choose a post-secondary school degree, one of the top concerns on the list is usually the job potential. Clearly, you want to pick a degree that is in-demand and has plenty of different avenues to take where your career is concerned. The masters of social work online program is one that […]
What’s Up With Freelance Taxes?
Freelancing is often touted as a great side hustle, especially for those in debt. Almost any personal finance blog will tell you to start freelancing to earn some more cash. Freelancing writing, designing, photography- they’re all options! And while that is true, starting a freelance business comes with responsibilities. Specifically, tax responsibilities. The government wants […]
Recovering Expenses After an Accident: Know Your Rights and What Steps to Take
The victim/plaintiff has the burden of proof in negligence cases, and that burden is to establish liability by a preponderance of the evidence (more likely than not). If there are two equally-sized stacks of paper next to each other on a table, and someone moves one sheet from the left to the right, the stack […]
There is No ‘Right Time’ To Learn About Money
So often in the personal finance world we hear these astonishing stories of people climbing out from under a pile of debt, or building a thriving business from scratch. These are stories to be applauded. They also often come with a pivotal moment when the switch flipped and they became a financial ninja. As someone […]
What Happened With Equifax and What It Means for You
So maybe you heard the news: Equifax, one of the countries largest credit bureau’s, had a data breach and millions of people’s information was compromised. This is a BIG DEAL. Hackers going after companies is a part of life in the digital age, but this hack is particularly dangers for consumers. Here’s what happened and […]
A Review of Progressive Homequote Explorer
The post is sponsored by Progressive. I’m not a homeowner, but it is one of my favorite daydreams. I spend a lot of time imagining how I’ll decorate, where I’ll make space for friends and family during visits, and how I’ll build a life in my someday home. What I never think about is the […]
How to Determine If You Need a Side Hustle
A side hustle is a popular term used to describe any method of making money outside your primary job. As wages have stagnated and debt has grown in the US, side hustles have gotten a lot of time in the spotlight. Lots of younger people work multiple jobs in an effort to pay their debts […]
5 Tips to Help You Invest in an Established Business the Right Way
Many investors choose to invest in established businesses rather than startups, primarily because established businesses have more chance of securing an investment. With that said, established businesses aren’t always safe to invest in and there are many points one needs to consider before taking a leap of faith. 1. Do Your Research The obvious points […]