Credit scores are the financial gift that keep on giving. Or in some cases, that keep on hurting. While you have the power to change your credit score, it does take long term action on your part. If you’re trying to re-build credit at the same time that you’re trying to buy a house, your […]
Author: Kara
Why James Allen Engagement Rings are Worth Every Penny
When the time is right to make a purchase of a special piece of jewelry or a diamond, it’s not necessarily going to be the easiest thing to accomplish. You may have fears and anxiety about buying a diamond from somebody you don’t know whether it’s in the real world or online. It’s such an […]
Three Things to Consider When Choosing a Credit Card
Seven out of 10 Americans have at least one credit card. 38.1% of households carry credit card debt. We’re a credit loving nation! When it comes to figuring out which credit card is right for you, things get a little murkier. Choosing a credit card is a big decision. You’ll likely use it every day, […]
The Secret to Saving More Money Than Ever Before
I don’t know a single person who couldn’t stand to save a little more money. And the fact of the matter is that Americans are pretty bad savers. According to an August 2017 report, Americans are saving less money as income levels are not increasing. That means we’re earning less and saving less at the […]
Three Things to Know Before Starting a Business
Thinking of starting a business? Congrats! You’re probably passionate about something and want to share that with the world. It’s exciting and overwhelming all at the same time. When you’re just starting out there is so much information to absorb. Where do you start? Here are three things that you need to know before starting […]
Can I Live Off The Interest On a Million Dollars?
When I was a kid, a million dollars was inconceivable to me. It was the amount of money that made you special; you went from being a regular person to being a ‘millionaire.’ I wanted to be part of that club! As I’ve grown, I’ve realized a lot of people become millionaires without having to […]
Noisy Neighbors? 3 Ways to Soundproof Your Apartment
It feels like just yesterday you signed the lease on your charming new apartment. You love the layout, the gleaming hardwood floors and the built-in closets. But as the days go on, you’re finding yourself constantly on edge and can’t quite figure out why. Then you realize; you’re not able to sleep or relax to […]
How to Drastically Improve Your Credit Score
Credit scores are a huge part of financial wellness. As I’ve mentioned before on this site, credit scores can impact many parts of your life. Their reach is not just financial- lifestyle choices you make or want to make can be impacted by your credit score. So what if you have a low score and […]
3 Ways a Budget Helps Your Family
Once you get through college, the next big step in your life is family. Whether you are planning on a small or large family, getting married and starting that adventure is one that can be quite scary. If you are keeping an eye on your finances, the first thing that you might think is that […]
10 Instant Saving Tips
“Adulting” means to do grown up things and one of the grown up things that we all hate doing is paying bills. Let’s face it, adulting sucks and it leaves us without a penny to our name! What’s the point of working hard day in and day out when by the time we finish paying […]