Each generation is different from those that come before and after it. There are a lot of complicated reasons for that, of course. Put simply, though, society shapes us. Therefore, what we experience as we grow up tends to shape our behavior. This is particularly true when it comes to money. Of course, within each […]
Author: Kathryn Vercillo
Sharing Economy: Can You Take It Too Far?
I definitely take part in the sharing economy. For example, I don’t own a car. When I need to use one, I either call a Lyft ride or do a peer rental from a site like Getaround. In the past, I’ve rented out a room in my apartment using AirBnb. I’ve definitely stayed in AirBnb […]
What is Frugal Fatigue and How to Fight It
There have been times in in my money-saving journey when I have caved in to frugal fatigue. Put simply, I got sick of living frugally. I got tired of doing the things I knew I should do to save money long-term. Therefore, I splurged. I busted my budget. It may have felt good momentarily but […]
What to Know Before Cosigning a Loan
If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Money Motivators: What Drives Your Spending?
Money means different things to different people. As a result, everyone has different money motivators. If you understand yours then you can get a better grip on your finances. Money motivators affect your earning, saving, and spending habits. In this article, we will look at some of the things that commonly drive people’s spending. If […]
Where to Take Free and Cheap Online Classes
I have personally paid a lot of money for my education over the years. There are pros and cons to going the traditional college route. I’m happy with the choices that I’ve made. That said, there are so many awesome options available these days to take free and cheap classes online. If you’re more interested […]
5 Things to DIY to Save Money
I love to DIY projects. Well, some projects. I have a limited range of crafting ability. I’m good at what I’m good at … then there are the other things. Of course, if I’m having fun with a project then it doesn’t matter much how skilled at it I am. On the other hand, if […]
Urban Frugality: Save Money Commuting with Electric Scooters
I remember very clearly when electric scooters started showing up all over the streets of San Francisco. Several companies dropped them onto the streets around the same time. A few people loved them. They could save money commuting to work by using them. Alternatively, tourists could get around easily on them. Unlike Zipcar, they didn’t […]
Don’t Forget The Bridge Period if You Want To Retire Early
If you want to retire early, then you have to plan accordingly. Unless you happen to strike it super rich when you’re young, early retirement means that you have to take a long view of your financial future. One of the things that people often forget is to plan for the bridge period. What is […]
The Best and Worst States to Retire Early
If you want to retire early, then you have to do a lot of planning. After all, you’ve got to anticipate a variety of factors about the future. Then you have to make a strategic plan that incorporates what you anticipate. One of the things that you have to take into consideration is where you […]