If you want to retire early, then you have to do a lot of planning. After all, you’ve got to anticipate a variety of factors about the future. Then you have to make a strategic plan that incorporates what you anticipate. One of the things that you have to take into consideration is where you […]
Author: Kathryn Vercillo
Early Retirement Facts vs. Fiction: Dispelling Some Money Myths
It’s difficult to parse out the early retirement facts from the fiction or myths. After all, these days, it’s hard to even define what early retirement really means. There’s a big movement to retire early. FIRE (Financial Independence, Retire Early) has caught on. As it has, though, the writing around it has perpetuated certain myths. […]
Cheap vs. Frugal: What’s the Difference?
Cheap vs. frugal … there’s a difference. It’s important to understand that difference. Here’s why. Frugal living is a lifestyle choice. If you fully understand why you have made that choice, then you’re more likely to stick with it. Moreover, you’ll be glad that you did. In contrast, if you save money and reduce spending […]
Choosing the Best Do It Yourself Bed Liner
Choosing the best do it yourself bed liner isn’t an easy task. However, if you don’t have a bed liner on your truck then you are asking for trouble. The bed liner protects the truck from damage as well as from regular wear-and-tear. Without a bed liner, the back of your pickup truck can easily […]
Frugal Tips from Queen Elizabeth II and Prince Philip
It’s always interesting when the best frugal tips come from people who have all of the wealth in the world. For example, Queen Elizbeth II enjoys living frugally. Husband Prince Philip isn’t naturally as frugal, according to the book “The Royals”, authored by Kitty Kelley. However, that in and of itself can teach us something […]
10 Intriguing Frugal Airbnb Rentals
Frugal Airbnb travelers have a wide variety of options. Just using Airbnb can be a frugal way to travel, of course. It’s almost always cheaper than a hotel room. If you have a lot of guests traveling together, then it’s often the best option. However, travel isn’t just about cost. The experience is what makes […]
The Hidden Cost of Social Media: It’s Making You Spend
There is a somewhat hidden cost of social media. Whether or not you realize it, you might be spending money due to what you see on sites like Facebook. Of course, the ads play a part in that. In recent years, sites have become increasingly sophisticated with targeted marketing. In fact, it’s a little bit […]
What Does Early Retirement Really Mean?
I like the idea of early retirement. Who doesn’t? However, it’s a really vague concept. If we want to realize it for ourselves, then we need to get a lot clearer on what it means. It meant one thing to the Baby Boomer generation. It means something entirely different to the millennials. Moreover, each person has […]
How to Get Free Gift Cards
I almost always get free gift cards by using my credit card rewards points. However, I would prefer to use my credit card rewards to get cash back. Therefore, I’ve been looking into new options to get free gift cards. Many apps allow you to earn free gift cards. Plus there are some great deals […]
Frugal Fitness Tips for a Budget-Conscious Workout
It seems like frugal fitness should be easy. So then why do we all end up spending so much money on working out? It all comes down to some bad habits and an emotional reaction to exercise. If we can cope with those things, we can get a good workout without spending too much money. […]