Author: Mark Garro

In an economic environment where every penny counts, missteps in saving strategies can lead to financial setbacks rather than gains. Wide Spectrum of Saving Strategies The quest to save money encompasses a wide spectrum of decisions, from everyday purchases to major financial commitments. While the intent is to safeguard finances, the approach to saving can […]

The staggering accumulation of $8.5 trillion in untaxed assets by America’s wealthiest has sparked a critical conversation on the need for a billionaire income tax. This revelation highlights the vast economic divide and the pressing need for tax reform to ensure fair contributions from the ultra-rich. The Wealth Gap Exposed Recent findings by Americans for […]

In the United States, the debate over tax fairness has been reignited by a recent study. It reveals a startling disparity: in 41 states, the wealthiest 1% pay a lower tax rate than other income groups. This revelation raises significant questions about the equity of the American tax system. Stark Contrast in Taxation The study, […]

A significant shift in American living preferences has emerged. More and more people are choosing to move to states with lower living costs, and Texas has become a prime destination.  Texas Tops in Attraction In 2023, Texas led the nation in attracting new residents. The U-Haul Growth Index revealed that over half of its one-way […]

In 2024, savers face a whole host of challenges and opportunities. With anticipated shifts in interest rates, understanding how to maximize returns on savings is crucial.  Understanding the Forecast Following a period of high rates, experts are predict a decline in interest rates for 2024. This shift impacts savings accounts, Certificate of Deposit accounts (CDs), […]

The hunt for home-based jobs in 2024 continues to be as competitive as ever, demanding a mix of strategic searching and skill development. Yet, despite this competitive market, it appears opportunities are ahead for those who know where to look and how to present themselves. Remote Jobs on the Rise FlexJobs, a prominent job-seeking service, […]

California is making waves again, bringing back its down payment assistance program, designed to give first-time homebuyers a leg up in the competitive housing market. Millions Up For Grabs After its initial launch last year, in which the California Dream for All program quickly used up its $300 million budget, the state is rolling out […]

In a surprising twist, the recent dip in mortgage rates is re-energizing the U.S. housing market. As potential homebuyers reassess their options, the market is abuzz with activity. A Sudden Shift in Trends The housing market, often predictable in its spring surge, is stirring earlier than usual. This unexpected activity is attributed to the recent […]

The recent approval of U.S.-based Bitcoin exchange-traded funds (ETFs) has sent shockwaves through the crypto market, igniting a surge of optimism and activity. With regulatory barriers cleared, investors and enthusiasts alike are eagerly anticipating the profound impact this milestone will have on the future of cryptocurrency. Current Market Trends In contrast to the downturn in […]

In a significant shift for the automotive industry, starting in 2024, electric vehicle (EV) buyers in the United States will experience a more streamlined and financially accessible path to ownership.  Encouraging the Transition to EVs This change, emerging from the Inflation Reduction Act, allows the use of the federal EV tax credit as a direct […]