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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Susan Paige

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5 Things to Look for in a Debt Consolidation Loan

Posted on August 17, 2020by Susan Paige

Deciding to consolidate your debt signals a positive step towards regaining control over your finances, and finally doing away with your high interest debts. By integrating them together within one loan, and streamlining your monthly budget as a result, you can work towards a more comfortable future free from the shadows cast by years of […]

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Different Types of Loans: Understand Various Loan Products

Posted on August 13, 2020April 14, 2023by Susan Paige

Are you in need of a loan but aren’t sure what type is right for you? If you need to borrow money there are several different options depending on how much you need and what you need it for. Before you start applying it’s best to familiarize yourself with the different options that are available. […]

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Whether or Not Cryptocurrency Facts and Its Figures Have Been Approved

Posted on August 10, 2020by Susan Paige

Some people find that bitcoin which probably could be a black currency or a black market, this is because they’re probably due to understanding their concept and lack of it. All these dignities in the bitcoin market is a widely accepted one. Before talking about bitcoin, we’ll talk about its facts, and would like to […]

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Importance of mental stability in the stock trading business 

Posted on August 3, 2020August 13, 2020by Susan Paige

The stock market is one of the most unpredicted markets in the world. The price movement of the financial instrument differs greatly. Those who are skilled at analyzing the stock market price, can’t tell you the price of a certain asset will go higher or lower. In short, it’s a business where you have to […]

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7 Big Benefits of Having an Apple TV

Posted on July 28, 2020by Susan Paige

It’s hard to believe, but the Apple TV has been around as long as the iPhone. Apple’s first streaming box was initially called the iTV, and it wasn’t until its second iteration that it truly became the Apple TV we recognize today. Over the years, each upgrade has added a number of improvements, but is […]

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Sinking Fund Categories that Should be in Every Budget

Posted on June 5, 2020September 12, 2020by Susan Paige

We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]

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Framed Border

Posted on June 3, 2020by Susan Paige

Susan Paige

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Default Theme

Posted on June 3, 2020by Susan Paige

Susan Paige

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Light Box

Posted on June 3, 2020by Susan Paige

Susan Paige

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Enterprise Blue

Posted on June 3, 2020by Susan Paige

Susan Paige

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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