Credit

We all want to protect and improve our credit scores, which is the smart thing to do. But it means that we can fall prey to common myths and misconceptions about credit scores that hinder more than help us. 1. Checking Your Credit Report Hurts Your Score The idea that checking your own credit report […]

Getting your first credit card is a significant financial milestone. It’s a tool that you can use as a stepping stone to building a solid credit history. If you use it properly and cautiously. However, it’s also a responsibility that first-timers might struggle with. I remember the mix of excitement and nervousness I felt when […]

Credit cards are not just tools for spending; they can be powerful instruments for earning rewards and maximizing benefits. When used wisely, credit card rewards can translate into significant savings, travel perks, and other lucrative benefits. Whether you’re a frequent traveler, a shopping enthusiast, or just looking to optimize your everyday spending, understanding how to […]

Credit cards often get a bad rap for leading people into debt, but when used wisely, they can offer a plethora of surprising benefits. From building credit to earning rewards, the advantages of responsible credit card use go well beyond mere convenience. In this article, let’s explore 25 surprising benefits that can come from using […]

Managing your credit score can definitely be challenging. You might be engaging in habits that negatively impact your credit score without realizing it. So being aware of the things that lots of us do unintentionally that can damage your credit score helps you avoid these same missteps. 1. Missing or Late Payments Even a single […]

For the longest time, consumers have primarily paid their monthly recurring bills directly from their checking accounts through physical checks or bank transfers. However, in 2023, the most financially savvy people will use credit cards to pay bills in addition to using them for everyday purchases. Today, we’re looking at the best reasons you should […]

The American Express Platinum card is highly regarded for its prestigious standing and exceptional perks. With this card, users can enjoy a wide range of privileges that can turn their ordinary experiences into extraordinary ones. This article delves into the top 7 benefits of Amex Platinum, highlighting how it can enhance your lifestyle. Shay HuntleyShatel […]

When it comes to maintaining a healthy credit score, payment history is the most important factor to consider. Responsible credit use and timely payments can have a significant impact on your financial health.  This blog post will delve into eight reasons why payment history is crucial for your credit score, and we’ll also explore some […]