In the land of the free, there’s a price tag on everything, but savvy Americans know better than to open their wallets for just anything. Here are 17 expenses you’ve been shelling out for without realizing there’s a cheaper or even free alternative. It’s time to stop letting these sneaky expenses chip away at your […]
Finance
Employers Upset Over Recent Changes in 401(k) Rules
The latest Biden administration rule on 401(k) plans is reshaping how employers manage retirement plans. It’s a complex scenario requiring a fresh understanding of fiduciary duties and provider relationships. This rule aims to protect employees but also imposes new responsibilities on employers. Revised Fiduciary Standards The U.S. Labor Department’s new rules expand fiduciary investment advice […]
The 17 Priciest Fast Food Picks in America: Delicious Bites with Big Bills
Fast food cravings can be a guilty pleasure, but they come at a cost—literally. We’re peeling back the wrapper on the 17 most expensive fast food menu items, showcasing their mouthwatering descriptions and the hefty price tags they carry. Join us as we navigate through the indulgent world of American fast food, where taste meets […]
10 Simple Finds That Could Be Tomorrow’s Pricey Collectibles
If you’re interested in a different type of investment to add to your portfolio, consider these ten types of everyday collectibles that are likely to gain value in the future. Looking to Diversify? For some people, investing in collectible items can be an effective way to diversify their investing portfolio. And these collectibles don’t have […]
Millionaires Identifying with Middle Class: Truth or Myth?
Feeling “rich” is an increasingly elusive concept in contemporary society. Even among those with substantial financial resources, only a mere 8% characterize themselves as truly wealthy. The Perception of the Upper Middle Class A recent Ameriprise Financial survey reveals the intriguing fact that approximately 60% of investors with $1 million or more of investable assets […]
Crypto Caution: How to Dodge Downsides and Boost Returns
Cryptocurrencies have revolutionized the financial landscape, offering new possibilities but also introducing unique risks. In this article, we will take a look into the various known cryptocurrency risks to help better understand different implications and ultimately help navigate this evolving digital terrain. Facts About Paying With Cryptocurrency Paying with cryptocurrency differs significantly from traditional methods. […]
Divorce in Your Fifties: The Impact on Mental and Financial Health
Long-term marriage vows were once seen as unbreakable, yet people over 50 are increasingly parting ways. Older Americans Are Divorcing A 2022 study from The Journal of Gerontology reports that 36% of divorcing Americans are over 50. This surge in “gray divorce” presents challenges and implications extending well beyond the couple. Decades of Wealth Need […]
Medicare’s Unseen Expenses Affecting Seniors’ Health
Those approaching the age of 65 may be looking forward to enrolling in Medicare, and assume the program will cover most healthcare expenses. However, new data shows that Medicare is not the one-stop solution many had hoped for regarding healthcare costs. Facing Financial Hardship The latest study from The Commonwealth Fund (CF) raises concerns about […]
Steer Clear of These 20 Beauty Products – They’re Not Worth It
Beauty products can be a hit or miss, and sometimes, it feels like we’re pouring money down the drain when we invest in the wrong ones. From ineffective skincare to disappointing makeup, here are 20 beauty products that might leave you feeling like you’ve wasted your hard-earned cash. #1. Expensive Eye Creams: $50-$100 Despite their […]
High Debt Causes Many Gen Zers to Live with their Parents
In the U.S., young adults are facing financial challenges unlike those of their parents. The burden of debt driven by enormous mortgages and students loans are having a dramatic impact on key life milestones. Financial Dependence on Parents The Pew Research Center reports that less than half of 18- to 34-year-olds are fully financially independent […]