As the cost of living soars across the country, young Americans are increasingly relying on their parents to help cover their living costs. Half of All Parents A new study has found that approximately half of all U.S. parents with adult children are still financially supporting their grown-up offspring, and this number is likely to […]
Personal Finance
21 Bad Money Habits That Are Keeping You Broke
Bad habits come with a price, and some can hit your wallet harder than others. From daily indulgences to long-term vices, these 21 habits not only take a toll on your health and well-being but also leave a significant dent in your finances. Let’s take a look at the most expensive bad habits that you’ll […]
Emergency Funds 101: Why They’re Essential for Financial Security
They’re called ‘emergency funds’ for a reason – this essential savings cache could be the only thing standing between you and disaster. Should You Start Saving? You may have heard the phrase “emergency fund” being tossed around in news pieces and financial circles and wondered if it’s something you should consider. And the answer is […]
What to Buy and What to Skip: Your Costco Shopping Cheat Sheet
Ever found yourself wandering the vast aisles of Costco, wondering if that giant jar of pickles is truly the bargain it appears to be? Or perhaps you’ve pondered over the wisdom of buying tires from the same place you get your rotisserie chicken. Welcome to the definitive, somewhat cynical, and unexpectedly enlightening guide to Costco […]
Cut Costs, Not Comfort: Mastering the Art of Frugal Living
As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical, frugal living tips […]
Social Security Simplified: Clearing Up Misconceptions About Your Benefits
Social Security is a crucial part of retirement planning, yet it’s surrounded by misconceptions. How much do you really know about your benefits? 1. Social Security Is Going Bankrupt It’s not going bankrupt; Social Security funds are projected to be sufficient until 2034. After that, the system can still pay 79% of benefits even without […]
Sunny Savings: Top 17 States for Solar Energy Investments
Investing in solar energy can be a smart financial move, especially in states where the conditions—both meteorological and economic—are favorable. High solar irradiance, strong state incentives, and favorable net metering policies can make solar investments particularly lucrative. Here are the top states in the U.S. where investing in solar energy can yield significant returns. 1. […]
Earn with Ease: 21 Simple Ways to Make Extra Money
Who wouldn’t love earning money with minimal effort? Imagine making an income while you sleep, travel, or enjoy your hobbies. It sounds too good to be true, but there are indeed ways to set up streams of income that require little to no daily effort once they’re established. Sure, they might need some initial setup […]
The Price of Belief: Ranking Religions by the Cost to Practice
Ever pondered the financial side of practicing different faiths? Today, we’re delving into the costs involved in various religions, from the most economical to the priciest. Are you ready to uncover the cost of enlightenment? 1. Unitarian Universalism With an emphasis on personal exploration and social justice, Unitarian Universalism typically involves minimal financial commitments beyond […]
The Shifting American Dream: How It’s Changed from Boomers to Gen Z
The American Dream feels more out of reach than ever, especially for younger generations. What once seemed attainable with hard work now faces obstacles at every turn, from soaring college costs to the elusive goal of homeownership. Here’s a rundown of why it’s harder to achieve that dream today, especially when comparing the experiences of […]