Personal Finance

Many decisions that will affect our lives in the future are tied to our finances. The decisions we make concerning our money now will go a long way to shape our future spending power, which remains a fact, no matter how we want to look at it. It’ll be easier for us to accept this […]

Real estate investment can be lucrative if you know what you’re doing. But it’s also fraught with potential pitfalls that can turn an exciting opportunity into a financial nightmare. As an investor, you need to be savvy, well-informed, and cautious to avoid common mistakes that could cost you dearly. 1. Not Doing Enough Research Jumping […]

A new wave of billionaires is invading the world’s richest 1%, and they didn’t make their wealth through humble beginnings. Inheritance Surpasses Wealth Creation A shift in global wealth has occurred for the first time in the nine years that UBS has monitored billionaires. Inheritance Driving Billionaires In a report from UBS, the new members […]

The transition to adulthood has always been a difficult time, but Gen Z is claiming it’s much more complicated now than in their parent’s time. Have a look at what has changed and see if you agree! A Generation in Transition As the torchbearers of the future, Gen Z grapples with distinct challenges that set […]

As we age, health insurance becomes more crucial than ever. Unfortunately, many of us fall into traps that can cost us dearly. Avoiding these 18 common health insurance mistakes helps you safeguard your health and finances as you get older. #1. Ignoring Long-Term Care Insurance Many people overlook long-term care insurance, thinking they won’t need […]

All of us could benefit from boosting our savings, but we can’t all suddenly start a lucrative side gig that pays us an extra $1,000 a month that we can squirrel away. Thankfully, building a substantial savings account doesn’t always require drastic measures. Small, simple changes in your daily lifestyle can significantly impact your financial […]

As you approach your 50s, financial foresight becomes more crucial than ever. This decade is often your last chance to fine-tune your retirement plan and avoid critical mistakes. But it’s so easy to misstep and scupper your retirement plans. Here, we look at 25 common financial pitfalls you must avoid to secure a comfortable and […]

Grocery shopping is a routine task for most of us, but many don’t realize the array of strategies grocery stores use to encourage customers to spend more. These tactics are often subtle, playing on human psychology and habits. Knowing these tricks can help you shop smarter, save money, and resist unnecessary purchases. #1. Strategic Layout […]

Weddings are a celebration of love, but they can also be a significant financial burden. According to The Knot, the average American wedding cost a whopping $30,000 in 2022! So you can understand why people want to make savings where possible.  While it’s wise to be budget-conscious, there’s a fine line between frugal and cheap. […]